Belinabe Group · Dakar — Belinabé PIX · la voix Arias

Quand l'Afrique parle,
la technologie écoute.

Where Africa speaks, technology listens. Belinabé PIX est la première plateforme de paiement instantané qui comprend le wolof et le pulaar — avec une caabi (clé) à la place des numéros de compte. Pas de lecture. Pas de menus. Votre voix suffit.

Comment ça marche
« Yonélé Mamadou 10 000 » — c'est tout.
Des moments réels

L'argent, c'est toujours
une histoire de famille.

Every transfer starts with a question someone asked out loud. Arias answers in the language it was asked.

Fouta
"Send money home in one sentence."
Said. Confirmed. Delivered in 2 seconds.
Dakar
« Maman ne lit pas le français. »
Elle n'en a plus besoin. Elle parle wolof.
New York → Fouta
« Papa a-t-il reçu les 50 000 ? »
Reçus. Confirmés à voix haute, en pulaar.
A daughter in London sends money; her father receives it on a feature phone
Deux côtés d'un même transfert
La diaspora d'abord

Elle envoie depuis Londres.
Il reçoit au village.

She pays with her card in pounds. He hears the confirmation on a feature phone, in the language he was born into. No agent queue, no forms, no Western Union counter — a fifth of the cost.

Arias fonctionne par appel vocal, WhatsApp, application et SMS — sur smartphone comme sur téléphone à touches.

« Sama xaalis mooy sama baat. »
My money is my voice — Arias user, Saint-Louis
Comment ça marche

Parlez. C'est fait.

One sentence in Wolof, Pulaar, French or English. Our AI does the rest — in about two seconds.

01

Vous parlez

Naturally, in your own words — by phone call, WhatsApp voice note, or in the app.

« Yonélé Mamadou 10 000 »
02

KAALI écoute

Our proprietary speech engine — the only one built for Wolof and Pulaar — transcribes your voice.

Reconnaissance vocale africaine
03

L'IA comprend

Claude extracts your intent — amounts, names, code-switching included — and asks before any money moves.

Confirmation avec votre code PIN
04

Le portefeuille exécute

Instant transfer, spoken confirmation in your language. Fee: 0.5%. That's the whole story.

« C'est fait ! »
80M+Wolof & Pulaar speakers no app understood — until now
2sfrom spoken sentence to executed transfer
0.5%per transfer — the lowest fee in the region
5channels: call, WhatsApp, app, agents, SMS
Nouveau — Belinabé PIX

Le PIX de l'Afrique de l'Ouest.

Le Brésil a bâti PIX : 95% des adultes l'utilisent. Nous l'avons reconstruit pour l'UEMOA — et nous lui avons appris nos langues.

⚷

La caabi

Your payment key: phone, email, ID — or an anonymous key. One caabi, payable from any connected institution. In Wolof, « caabi » comes from the Portuguese « chave » — the very word Brazil uses for PIX keys. We brought it home.

▣

Le BK Code

One universal QR standard (EMV) for every merchant — from the market stall's cardboard sign to e-commerce. Scan or copy-paste. Free for people, 0.3% for merchants.

⇄

Interopérable, vraiment

Built on BCEAO's PI-SPI instant-payment rail — settlement in seconds across banks, e-money and microfinance. Not another walled garden: the gate out of all of them.

Essayer la démo en direct
Pourquoi Arias

Conçu pour ceux que la fintech
a toujours ignorés.

◍

La voix d'abord

Send, pay, check your balance — by speaking. No literacy required, no menus to memorize. Your grandmother in Tambacounda is a power user on day one.

⚿

Sécurisé par conception

PIN-verified sessions, BCEAO-compliant KYC tiers, server-enforced limits and AI fraud detection. Your voice starts the transfer — your code approves it.

✦

La diaspora incluse

Family abroad tops up your wallet by card in EUR, USD or GBP — converted to FCFA instantly. Remittances at a fifth of the legacy cost.

Manifesto — Belinabe Group

Pourquoi « Arias » ?

An aria is a melody carried by a single voice. That felt right. For sixty years, finance in our region has demanded that people translate themselves — their names into forms, their words into French, their trust into paperwork.

We built Arias so the translation finally goes the other way. The technology learns your language. Your mother's Wolof, your father's Pulaar, the French and English in between — all of it is a valid way to move money.

We are not building a mobile money app. We are building language infrastructure that happens to move money.

B
Belinabe Group — BainVictus StudioDakar, Sénégal
Rejoignez-nous

L'argent de tout le monde.

Be among the first in Dakar and Saint-Louis. Leave your email or phone number — we'll call you. In your language.

Ou essayez la démo maintenant : Lancer Belinabé PIX